Cross-borderpayments,simplified.
ShiftxPay is a Mauritius fintech for cross-border money transfers. Send money to family, or pay your team and suppliers abroad — at the real exchange rate, delivered to bank accounts and mobile wallets.
Send money
Real rateYou send
GBP 500.00
They receive
Rs 28,750.00
Bank deposit · Mauritius
The mid-market rate.
We use the same rate you see on Google. No retail markup, no inflated spread — just the real number, every time.
0.00% hidden markup.
One clear fee, shown before you confirm. What you see is what you pay — for personal sends and business payouts alike.
What they actually receive.
Before you hit send, you see exactly what lands in your recipient's account — to a bank account, mobile wallet or cash pickup.
Send money, simply.
ShiftxPay moves money across borders through trusted banking networks — fast, secure, transparent. Send to family or pay your team, with funds delivered directly to bank accounts and mobile wallets.
Choose how they receive.
Send directly to a bank account, a mobile wallet, or cash pickup at a partner agent. Same account, same real rate — your recipient chooses how it lands.
Straight into a checking or savings account.
Send to
Bank accountDestination
MCB ••4218
Direct deposit · Mauritius
Arrives in minutes
Transfer
Initiated
Your transfer is on its way
Amount sent
GBP 500.00
From your account · just now
Stage 1 of 4
In progress
Initiated.
Your transfer is created the second you tap send — and a quick check happens on both sides.
Verified.
Identity, sanctions and source-of-funds checks clear in seconds — the same flow for a family transfer or a business payout.
Rate locked.
We hold the mid-market rate so your recipient gets exactly the amount you saw before you confirmed.
Delivered.
Money lands in their bank account or mobile wallet — most transfers arrive in a few minutes, not days.
One account, every transfer.
Personal or business — multi-currency balances, the real exchange rate, and every transfer tracked end to end. One ledger, one rate, one reconciliation.
Recipient
Priya
Mumbai · IN
They receive
₹ 83,420.00
via Mobile wallet
India.
Send to UPI, popular mobile wallets and bank accounts across India — in INR, at the real rate.
United Kingdom.
Bank deposits to UK accounts on Faster Payments — usually delivered in minutes, day or night.
Philippines.
Reach mobile wallets and a wide cash-pickup network across the Philippines, in PHP.
South Africa.
Direct deposits to ZAR bank accounts — fast, transparent, with a delivery confirmation for everyone.
Send to Mum
PersonalAmount
Rs 28,750.00
- MCB ••4218 · Mauritius
- GBP 500.00
- Rate
- 1 GBP = 57.50 MUR
- Fee
- GBP 1.99
- Arrives
- in minutes
Personal.
Send money home to family and friends — to a bank account, mobile wallet or cash pickup. The real exchange rate, every time.
Business.
Pay overseas suppliers, contractors and staff from the same account — single transfers or scheduled batches, with one clean reconciliation.
Built for moneythatactuallymoves.
Regulated · Mauritius
Money you can trust.
Authorised by the Bank of Mauritius. Every transfer sits behind bank-grade controls, identity checks and continuous monitoring — from the moment you send to the moment it arrives.
Hidden markup
The real exchange rate.
Mid-market rate, every fee shown before you confirm.
Encryption
Bank-grade security.
Strong encryption, MFA, and continuous monitoring on every account.
Status + alerts
Track every transfer.
From sent to received, with alerts the moment it lands.
Currencies
Hold many currencies.
Keep balances in several currencies and switch at the real rate.
Countries
Send wherever they are.
Bank accounts and mobile wallets across 40+ countries.
To arrive
Money in minutes, not days.
Optimised routing delivers most transfers in minutes.
Not bots
Real human support.
Talk to a real person when you need to — for personal transfers or business payouts. Mauritius hours, no offshore script-readers.
Open your account, in minutes.
A quick ID check and you're sending across borders. Personal or business — start with one transfer, scale to a whole team.
TheShiftxPay portal.
Sign in to the ShiftxPay portal to send, track and get notified — the same multi-currency account in your browser, on any device.
- Real exchange rate, shown before you send
- Live status and instant arrival alerts
- Save recipients for one-tap repeat sends
Send money
You send
GBP 500.00
They receive
Rs 28,750.00
To Mum
MCB ••4218
Arrives in minutes
Open youraccounttoday.
Open a ShiftxPay account in minutes — personal or business — and start sending across borders at the real exchange rate. Licensed by the Bank of Mauritius.