Cross-borderpayments,simplified.
ShiftxPay is a Mauritius fintech for cross-border money transfers. Send money to family, or pay your team and suppliers abroad — at the real exchange rate, delivered to bank accounts and mobile wallets.
One fee, shown upfront
You send
£500.00GBP
Bank deposit · Mauritius
They receive
Rs 28,606
Nothing hidden — the full amount lands.
Illustrative figures
One clear fee.
You see the exact fee before you confirm — one line, in the currency you're sending. No surprise deductions on the way.
0% FX markup.
We convert at the real mid-market rate, the one you'd find on Google, with nothing added to the spread. The rate on your receipt is the rate you get.
The full amount lands.
After that single fee, every remaining unit converts and arrives — straight to a bank account or mobile wallet. What the receipt shows is what your recipient keeps.
Send money, simply
ShiftxPay moves money across borders through trusted banking networks — fast, secure, transparent. Send to family or pay your team, with funds delivered directly to bank accounts and mobile wallets.
Three steps toyour firsttransfer.
Open your account
A quick ID check — personal or business. Minutes, not days.
Add who you're paying
Save a recipient once — a bank account or mobile wallet. They're ready next time.
Send your first transfer
Confirm, and it's on its way. You both get an alert the moment it lands.
From request to delivery, in minutes
Initiated.
Your transfer is created the second you tap send — and a quick check happens on both sides.
Verified.
A quick identity check on both sides clears in seconds — the same simple flow for a family transfer or a business payout.
Rate locked.
We hold the mid-market rate so your recipient gets exactly the amount you saw before you confirmed.
Delivered.
Money lands in their bank account or mobile wallet — most transfers arrive in a few minutes, not days.
One account, every transfer
Personal or business — multi-currency balances, the real exchange rate, and every transfer tracked end to end. One ledger, one rate, one reconciliation.
Anywhere they are
India.
Send to UPI, popular mobile wallets and bank accounts across India — in INR, at the real rate.
United Kingdom.
Bank deposits to UK accounts on Faster Payments — usually delivered in minutes, day or night.
Philippines.
Reach mobile wallets and a wide cash-pickup network across the Philippines, in PHP.
South Africa.
Direct deposits to ZAR bank accounts — fast, transparent, with a delivery confirmation for everyone.
Money that reaches real people.
Send money home, or pay your team abroad — at the real exchange rate.
And it arrives.
To a bank account or a mobile wallet, across 40+ countries — at the real exchange rate, with no hidden markup.
One account. Personal or business
Personal.
Send money home to family and friends — to a bank account, mobile wallet or cash pickup. The real exchange rate, every time.
Business.
Pay overseas suppliers, contractors and staff from the same account — single transfers or scheduled batches, with one clean reconciliation.
Your trustedpartnerfor cross-borderpayments.
Whether it's money home to family or payouts to a team abroad, ShiftxPay moves it at the real exchange rate — no hidden FX markup, delivered to bank accounts and mobile wallets in minutes.
Worldwide
Wherever home is, we reach it.
Send to bank accounts and mobile wallets across the world's busiest corridors.
The real exchange rate
The mid-market rate you see on Google — no hidden FX markup, ever.
Arrives in minutes
Most transfers reach bank accounts and mobile wallets in minutes, not days.
Secure on every transfer
Identity checks, encryption in transit, and continuous monitoring on every send.
For families and businesses
Send money home, or pay suppliers and staff abroad with batch payouts and one reconciliation.
TheShiftxPay portal
Sign in to the ShiftxPay portal to send, track and get notified — the same multi-currency account in your browser, on any device.
- Real exchange rate, shown before you send
- Live status and instant arrival alerts
- Save recipients for one-tap repeat sends
Open youraccounttoday.
Open a ShiftxPay account in minutes — personal or business — and start sending across borders at the real exchange rate.